Archive for April, 2015

PostHeaderIcon Affiliate Marketing Kick Start

Imagine this… You have finally decided that the 9-5 day job isn’t for you.

You’re tired of your work being undervalued and under-appreciated.

You would like to work when you feel you are most productive, not when some boss or manager feels it is so. You are also tired of working hard with no incentive or reward scheme in place.

Affiliate marketing is a great opportunity for those who want to venture out on their own. The minimal risk and zero start up costs make it an attractive option to many.

Affiliate marketing programs are perfect for those people who are motivated and self starters. They are also great for those who want to set their own working hours.

The internet has helped change so many aspects of our lives. We can study and work from home with the help of a computer and high speed internet access.


However, there are unfortunately lots of scammers out there ready to take either your money or your work to use for their benefit. Many of these email scam programs and work at home schemes have little hope of amounting to any kind of living.

Unfortunately, these scammers have made their way into the world of affiliate marketing as well. There are some excellent affiliate marketing programs to get involved with; the trick is how to spot the scammers.

The face and manner of the internet and affiliate marketing is constantly changing. This makes it very difficult to produce a definitive list of do’s and don’ts.

What to look for?

However, there are some signs that one can look for. If your company displays any of these signs it does not mean for sure that they are con artists. However, it should warrant further investigation.

An affiliate marketing program should always provide you with some support. This can include an agent that you can contact with questions or problems.

A legitimate company should want you to do well. The better you do the better they do.

It should at very least contain a toll free phone number, email address and fixed street address.

If your company is an online affiliate marketing program, the lack of an email or web page should definitely raise some red flags.

Other things such as no phone or address do not mean necessarily that they are trying to scam you. However, you need to investigate them with a fine tooth comb.

What to test for?

A good test is to send the company an email with some basic questions. If it takes them weeks to get back to you then you need to give this venture careful consideration.

Again, they may not be out to con you but if they are poor at communication, this could be a sign of other internal problems.

If the company has no website then you should consider something else. Legitimate affiliate marketing programs generally have a detailed website with all the information you need.

One should be suspicious of companies that operate only by email. A website is fairly easy to create so why hasn’t this company invested the time to do so?

Also, a website leaves a bit more of a trail to a company. If they do end ups camming you, the chances of tracing the people via a website are much better then tracing them through masses of email addresses.

Final words…

Many of us would love the opportunity to work for ourselves. We would love to chuck in the day job and start our own businesses.

However, the costs of starting a business combined with the risk involved stop most of us before we even get started.

Affiliate marketing is a great way to make some money by working for yourself. The costs are next to none and the risk minimal.

One needs to use some caution when signing onto a program. Make sure there is adequate support available to you.

Make sure the company is contactable and that they answer queries in a timely fashion.

Be incredibly cautious of companies that have no website. These factors do not always mean that the company is out to scam you; however they should be looked at carefully.

Today’s recommended action…

There is one company that I have been with for several years.. I recommend you optin and check them out from this page…

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PostHeaderIcon Federal Grant As Debt Relief

So what is Federal Grant really all about? The following report includes some fascinating information about Federal Grant–info you can use, not just the old stuff they used to tell you.

The government offers federal grant and financial assistant to hose who are having problems recovering from debt. Because of the economic crisis affecting the country, there are a lot people who are facing that they cannot pay. Let?s just say that Mother Nature played with you and a hurricane caused destruction to your home and property, how would you be able to recover from expenses incurred for repairs? The answer is, you can try getting federal grant for debt relief.

The government can offer debt relief grants to those who have incurred the debt because of addressing health problems. For those who have incurred debts by pursuing business projects and ventures, there are small businesses associations that could offer debt relief loans which is lower compared with other money-lending institutions.

This kind of federal grant ensures that individuals and businesses would recover from being buried in debt. The government actually have helped some home owners face impeding foreclosure by providing debt grants. But the other side of this grant is that not most people know it. Of course, not too many people knowing abut the grant means lower recipients. Unspent allocation for the grants would be used for other projects.

This money which is used to help the low-income families, actually come from families in the high income bracket. These people would donate money to foundations ad charitable institutions and are used to help low-wage earners and address their needs, in this case, their debts.

To apply for a debt relief grant, consider the following steps.

Once you begin to move beyond basic background information, you begin to realize that there’s more to Federal Grant than you may have first thought.

? Identify how big the money problem is, how much you owe and compare it with how much you earn and how much you are spending. Debt relief grants are there to help out get rid of debt problems, but if the situation arises again the problem can be because you spend too much than what you earn.

? Based on your current situation, check what debt grants are available for you. You can check the debt grants offered by the government by going to the city hall, or you can inquire about private institutions that offer debt grants.

? Know the application procedure and follow it. There are debt relief grants with just very simple application process, while there are others which require you to write a grant proposal. Some grantors would even require you to provide your financial records like your monthly expenses, income and also number of dependents.

? History would also have an impact on the result of your debt grant application. It is important to provide information like previous grant applications, this makes sure that everybody is given a fair chance to get the grant. If you just had a grant previously, there would be less chances that you will get the grant again.

? Remember that not everybody would be able to receive a grant to ease of the debts. Social Services would be there to identify if you are really qualified for the grant application. Income, the incurred debt and the monthly debt payment is considered.

The government can have grants that can help you bail out of your debts, but federal grants do not cover expenses or costs for buying or purchasing services or properties, unless otherwise stated in the regulations. It is important to avoid these scenarios from happening again to make sure that you continue a debt-free life.

Those who only know one or two facts about Federal Grant can be confused by misleading information. The best way to help those who are misled is to gently correct them with the truths you’re learning here.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO Hosting

PostHeaderIcon Who is Laser Hair Removal for?

Not everyone can enjoy laser hair removal and its benefits. There are two things that factor into just who can do it. Such as: Your hair color and your skin color.

These are the main two factors of laser hair removal. Blonde, red, white and grey hair is not recommended for laser hair removal. If you tan you must wait until your tan has faded only if you have dark hair. If you have tanned skin and light hair you do not qualify for laser hair removal.

Laser hair removal is for those that qualify to have their unwanted hair gone. If you have hair on any of the following areas you want removed, laser hair removal is for you.

· Neck
· Upper Lip
· Chest
· Breasts
· Toes
· Back
· Legs
· Fingers
· Abdomen
· Bikini Area
· Pubic Area
· Chin
· Arms
· Face
· Ears
· Hairline
· Shoulders
· Between Brows

Your skin type and skin history will also have an affect on laser hair removal being right for you. Your practitioner will ask you questions about your skin and skin history. You want to be sure you do not lie in any instance. Doing so could result in your skin being damaged after treatment. Remember you are having something done to your body, why bend the truth? Just be honest even if you might be embarrassed for something.

Those of you not familiar with the latest on Laser Hair Removal now have at least a basic understanding. But there’s more to come.

People wanting to do laser hair removal that have light hair can now use Meladine. This is an enhancer for melanin that will give you better results if you have light hair. You apply this before and sometimes even after your laser hair removal session. This is not a drug so you need not to worry there! It is considered a cosmetic. There is no guarantee that comes with it, so you will use it using your own confidence.

If you are looking for a quick way to get rid of hair, laser hair removal is not for you. While this will reduce your hair growth and maybe completely remove it, it is not fast. Depending on the area you want it could take four to six sessions to remove the hair.

If you want a large area done it will take more time whereas a small area such as the chin could take only one to two sessions. The amount of hair will also play a part in how long it will take. Some people think of this as an easy way out, but it is not that simple.

You want to do your research on laser hair removal before you go into it, just like you would any other procedure performed on your body. Not taking the proper precautions could you leave you feeling very unhappy and unsatisfied with your results. Granted your practitioner will do everything they can to inform you about laser hair removal. After treatment you want to know how to take care of the treated area and for how long.

Some people neglect this thinking it will all be fine. This is not always the case and you will want to always follow your practitioner’s instructions. Ask any and all questions you can think of and also be sure you find a qualified laser hair removal practitioner.

Now you can understand why there’s a growing interest in Laser Hair Removal. When people start looking for more information about Laser Hair Removal, you’ll be in a position to meet their needs.

About the Author
By Anders Eriksson, now offering the best guide on movie downloads over at free movie downloads

PostHeaderIcon What is a Federal Grant

If you’re seriously interested in knowing about Federal Grant, you need to think beyond the basics. This informative article takes a closer look at things you need to know about Federal Grant.

Do you need money from the federal government? Well you can get it if the government decides to award the federal grant to you.

But what is a federal grant? Basically it is financial assistance given from one of the 26 federal agencies. When it is given, it is suppose to carry out a public purpose of support or stimulation authorized by a law of the United States.

There are two types of federal grants namely project and formula grants.

Those covered by the project grants are those aimed for the arts, education, health care, scientific research, social services and technology development.

The formula grants on the other hand are mandated by law and there are various levels for this type of grant namely categorical, block and earmark grants.

Categorical grants have a narrowly defined purpose and recipients must have the same amount of money needed to avail of this program. To get a block grant, you don?t need to produce the same amount of capital. Of the three, earmarks grants are quite controversial because lobbyists not ordinary people are the ones involved in securing it.

But how do you apply for a federal grant? To apply for it, you have to fill up an application form and then attach certain documents with it. The most important of which happens to be your proposal.

Now that we’ve covered those aspects of Federal Grant, let’s turn to some of the other factors that need to be considered.

Your proposal should not only have a nice cover letter. It must have something worth reading from beginning to end.

While introductions are nice, those reviewing the proposal would like to know more based on the problems your proposal wishes to address, the objectives, how you propose to do it, how much money you will need, the length of time of the project, the measures of success and in the end, a summary of what you are proposing.

If you are able to submit a good proposal which falls under Executive Order 12372 and you are able to get the support of business and community leaders as well as elected officials, the chances of it being awarded are much higher.

Before you send out your proposal for the federal grant, write it one or two times and then have this checked by an outside party. If you are not happy with the proposal, rewrite it again because everything should be clear and concise.

When the final draft has been made, bind everything together using either clamps or hard covers. To get good points, find out from the Federal agency you are writing to which one they prefer. Send this by registered mail and just wait for a reply from the government.

Aside from the federal grant, this is also offered by private non-profit organizations such as foundations, not-for-profit corporations or charitable trusts which are all collectively referred to as charities. So don?t lose hope if your application for a federal grant was given to someone else.

You just have to go through the same process because this is the way it is done when you need funding for a special project.

The federal grant is one way for the government to give back the money that it gets from the taxpayers. If after careful review the committee sees that your project will benefit your community or even a greater number of its citizens, there is no doubt that this will be awarded to you.

Hopefully the sections above have contributed to your understanding of Federal Grant. Share your new understanding about Federal Grant with others. They’ll thank you for it.

About the Author
By Kenneth Allan Crosby jr,feel free to visit his top ranked recycling site: recycling, tips, history

PostHeaderIcon 25 Back-end marketing strategies

Today I’d like to give you some ideas for back-end marketing..

Below you will find a list of 25 different kinds of special back-end offers you could create to increase your sales after your prospect takes a certain action…

1) You could present a ‘subscriber only’ offer to people after they subscribe to your list.

2) You can advertise an ‘upsell offer’ to your visitors after they buy your product.

3) You should promote a ‘price drop’ sale to your leads every now and then. You can send them a bonus coupon to use on the main site.

4) You could endorse a ‘downsell offer’ to people after they sign up to your list, for those instances when they turn down your primary offer.

5) You might plug a ‘inventory clearance’ sale to your prospect.

6) You can launch a ‘one-time’ offer to your visitors after they sign up to your list or purchase a low-cost report.

7) You could release a ‘limited time offer’ to people on your list every now and then.

8) You can send a ‘price hike warning’ offer to your prospects to convince them to purchase your product or service at a lower price tag

9) You can propose a ‘gift wrapping’ special to your visitors after they purchase your physical product.

10) You might recommend a ‘buy one get one free’ deal to your prospects after they comment on your blog.

11) You can present an ‘add on’ offer to your visitors after they have decided to spend money on your product.

12) You can market a ‘multiple product bundle’ offer to your leads.

13) You could advertise an ‘affiliate product recommendation’ to people after they pick up your product.

14) You might promote a ‘buy through my affiliate link bonus’ bonus deal to your prospects

15) You should plug an ‘affiliate contest’ promotional offer to your leads after they visit your blog.

16) You could launch an ‘upgrade’ offer to people after they acquire your product.

17) You can release a ‘deluxe offer’ to your visitors after they pay for your product.

18) You could propose an ‘early bird’ offer to people when you launch a new product

19) You can introduce an ‘also try deal’ to your visitors after they grab your product.

20) You might market a ‘hard copy’ version upsell offer to your prospects after they purchase your digital product.

21) You should promote a ‘resell rights upgrade’ offer to your leads after they get your personal use product

22) You might plug a ‘private label rights backend’ offer to your prospects after they get your product.

23) You could release a ‘dime sale’ offer to people on your list

24) You might recommend a ‘only (no.) left’ sale to your prospects

..and lastly…

25) You could advertise a ‘7 day trial offer’ to people after they get on your list

That’s it!

You could also use them for front end sales, as well as give you a few ideas for free bonuses that will help influence people to buy instantly.

All the best,

PostHeaderIcon Side Effects of Laser Hair Removal

If you’re seriously interested in knowing about Laser Hair Removal, you need to think beyond the basics. This informative article takes a closer look at things you need to know about Laser Hair Removal.

Laser hair removal is considered a medical treatment, and just like all other medical treatments, it carries the risk of possible side effects. The chance of developing one or more of the existing side effects partially depend on your skin characteristics. The side effects of laser hair removal can be temporary or permanent.

The possibility of developing a temporary side effect is much higher than developing a permanent one after laser hair removal. A temporary side effect can last anywhere from a day to several months before it goes away completely. The temporary side effects that can be experienced after laser hair removals include pain, blistering, swelling, redness, irritation, and hyperpigmentation.

Some people describe the discomfort they feel during and after their laser hair removal treatment as a feeling of pain. This feeling exists, both during the procedure, and after it is finished. During the treatment process, the feeling of discomfort can be lessened by the use of a local anesthetic. For the days following the procedure, the pain can be alleviated through the use of over-the-counter or prescribed pain medication.

Swelling typically occurs at, or near, the area that was treated for hair removal. Topical treatments, such as creams or ointments, generally relieve the swelling. This side effect may or may not be particularly bothersome, depending upon the area that was treated with laser hair removal.

If redness develops as a side effect of laser hair removal, it can be treated with a topical cream or ointment. This side effect usually resembles a mild sunburn.

Blistering can be a very painful, embarrassing, and noticeable side effect of laser treatment. Some people do not feel comfortable being seen if they have blisters. If you are one of these people, it is best to schedule your laser hair removal treatments at a time when it will minimize your exposure to other people.

Those of you not familiar with the latest on Laser Hair Removal now have at least a basic understanding. But there’s more to come.

A temporary darkening of the skin of the treated area is called hyperpigmentation. Generally, this temporary side affect of laser hair removal will disappear on its own. Often, the area affected by hyperpigmentation can be covered with makeup.

In addition to the temporary side effects, there is also the possibility of permanent or long-term skin damage. If you’ve made the decision to have laser hair removal, you must be prepared to accept these risks. Permanent side effects include skin discoloration, scarring, and burns.

If skin discoloration does occur, it is generally a permanent lightning of the skin in the area that was treated. The wavelengths of the laser beam are made to attack the dark pigmentation in the hair follicle. Sometimes dark colored skin can also be affected. This side effect can be emotionally damaging, although it is not painful.

Scarring, mostly occurs by experiencing accidental over treatment or by being treated by someone with minimal training. It is very important to make sure that your laser hair removal treatments are being done by a qualified, experienced professional technician.

Burns are a very rare occurrence, and they usually are caused by an inexperienced, less qualified technician.

The risks and side effects associated with laser hair removal can be minimized by making sure that the treatments are done by a qualified professional. It is also important to tell your practitioner of any hormonal or family conditions that may affect your treatment. Tanning and unprotected exposure to the sun should be avoided for several weeks before treatment.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO Hosting

PostHeaderIcon Help for Colic

The following article covers a topic that has recently moved to center stage–at least it seems that way. If you’ve been thinking you need to know more about it, here’s your opportunity.

Hearing a baby cry is part of life. This is because the infant cannot talk yet to say what he or she wants so the parents have to do whatever it takes to make it stop. Should this occur longer than usual, some will overreact and think there is something wrong with the child.

Some will even drive the newborn to the hospital only to find out that this is normal. Doctors will explain that this is just an indication that the baby is colic.

The colic phase occurs during the first three weeks until the third or fourth of age. This may seem like a long time but this too shall pass gradually.

There are various causes why this happens but the only thing that the parents should focus on is how to make it stop.

Parents should be well aware that this may happen at anytime. It can happen early in the morning, in the afternoon when the baby should be napping or late at night. This is because the biological clock of a newborn is very different than an adult.

Those who are raising the infant will wake up and won?t even get the usual amount of sleep. This will leave the couple feeling even if there is a shifting schedule.

When the baby cries, ignoring it won?t make it stop. Someone has to get up and see what is wrong. The baby?s diapers may need to be changed or it has to be fed. If this is not the problem, maybe holding the infant in one?s arms and singing a lullaby can work.

One thing that parents should not forget to do after breastfeeding is making the child burp. This is known to be one of the causes of colic.

Knowledge can give you a real advantage. To make sure you’re fully informed about Colic, keep reading.

The standard checks do not change during the daytime. Sometimes, the baby needs a new atmosphere so bringing it out can work. The parents can use a carriage then just relax in the park or go for a drive in the car.

A warm bath can also help the colic baby stop crying. This is because the same thing works for adults who need an outlet to let the stress out. The temperature of the water should be checked before putting the newborn in since it could be too hot for the skin.

The use of accessories can also help remedy the colic baby. Toys can be hung around the crib while a CD can be played in the background. These things don?t cost that much and are effective in letting the baby get the much needed rest.

Aside from the accessories and the tender loving care given by the parents, the mother can also help the colic child by watching the food intake.

Some foods are known to produce gas and this is passed on to the baby in the form of milk during breastfeeding. This can be prevented by knowing which products should not be eaten. If this doesn?t work, this is the only time that Simethicone drops should be given.

Raising a baby will have its highs and lows. The colic phase is just the first of many challenges that the parents will experience. Hiring a babysitter to assist during this time can help but nothing compares to the loving care of both the father and the mother.

So now you know a little bit about Colic. Even if you don’t know everything, you’ve done something worthwhile: you’ve expanded your knowledge.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO Hosting

PostHeaderIcon Basic Laser Hair Removal Terminology

Imagine the next time you join a discussion about Laser Hair Removal. When you start sharing the fascinating Laser Hair Removal facts below, your friends will be absolutely amazed.

It is important to understand the basic terminology used in laser hair removal techniques. This gives you a better understanding of what the procedure entails. It also helps to put many people at ease to completely understand the words used in the treatment.

Absorption is the uptake of one substance into another.

Active medium is the part of the laser that absorbs and stores energy.

American bikini wax, is a standard bikini wax in which hair is removed from either side of the panty line at the top of the thigh.

Anagen is the growth phase in the hair cycle in which a new hair is synthesized.

Brazilian bikini wax, is a bikini wax in which all of the hair is removed in the pubic region, including the hair on the buttocks and labia.

Catagen is a transitional stage of a hair’s growth cycle, occurring between the growth and resting stages.

Chromophore is a group of atoms in a molecule that produces color through selective light absorption.

Coherent light are light waves that travel in parallel, and in the same direction.

Dermal scattering is the change that occurs between the laser’s spot size at the surface of the skin and the spot size deeper in the tissue.

Dermis is the underlying or inner layer of the skin.

Electrons are stable, negatively charged elementary particles that orbit the nucleus of an atom.

Energy source is the device in the laser that supplies energy to the active medium.

Epidermis is the thin outermost layer of the skin.

I trust that what you’ve read so far has been informative. The following section should go a long way toward clearing up any uncertainty that may remain.

Excited states is the conditions of a physical system in which the energy level is higher than the lowest possible level.

Fissure is a crack or cut in the skin.

French bikini wax, is a bikini wax in which all of the hair is removed from the pubic region except for a stripe of hair on the pubis.

Hair follicle bulb is the bulbous base of the hair follicle that houses the dermal papilla.
Keloids scars are raised areas of fibrous tissue.

Melanin are grains of pigment that give hair and skin its color.

Monochromatic light is of one wavelength, and therefore appears as one color.

Nanometers are each one billionth of a meter.

Optical cavity is a part of the laser that contains the active medium.

Polychromatic light consists of light of multiple wavelengths, appearing as different colors.

Pulse duration is the duration of an individual pulse of laser light, which is usually measured in milli-seconds.

Selective photothermolysis is the selective targeting of an area using a specific wavelength to absorb light into that target area sufficient to damage the tissue of the target while allowing the surrounding area to remain relatively untouched.

Spontaneous emission is the process or an excited atom, after holding extra energy for a fraction of a second, releases its energy as another photon then falls back to its grounded state.

Spot size is the width of a laser beam.

Terminal hair is hair found on the scalp arms legs Alexa lay in pubic areas.

Vellus hair is generally fine, non-pigmented hair found on the face that is often called peach fuzz.

Wavelength is the distance between two consecutive peaks or troughs in a wave.

About the Author
By Anders Eriksson, proud owner of this top ranked web hosting reseller site: GVO Hosting

PostHeaderIcon How to Avoid Weight Gain after Gastric Bypass

The more you understand about any subject, the more interesting it becomes. As you read this article you’ll find that the subject of Gastric Bypass is certainly no exception.

Gastric bypass is a procedure that leads to a significant body weight loss. About 75 to 90 percent of excess weight (or about 100 lbs.) is eliminated, thanks to this safe and effective surgery. Usually, weight loss occurs within a year and a half after the surgery. The procedure basically involves reducing the size of the stomach so that the patient will not be able to eat as much food as he did before the operation. That way, overeating and taking in calorie-rich foods are prevented.

But unfortunately, regaining weight is possible several years after the weight loss surgery. Most patients keep on losing weight until achieving their ideal weight within one to three years after the procedure. Have you undergone weight loss surgery? It is likely that you lose much weight in one year, only to have the excess weight back. That usually happens to patients who do not follow the recommended food intake and the necessary lifestyle changes following the surgery. Good thing, there are several steps you can do to avoid gaining weight ever again. Read on the following tips to get the most out of your weight loss surgery.

* Stop eating when you are full. Eating more food than your stomach can hold will result in not only weight gain, but also pain in the abdomen, vomiting, nausea, and dizziness. Also, avoid eating when you are not really hungry.

* Avoid going back to your old, unhealthy habits. Binging or comfort eating are just some of the causes of weight gain and obesity. Sure, old habits die hard. But if you cannot resist the urge to overeat, then your weight loss surgery is as good as useless.

Is everything making sense so far? If not, I’m sure that with just a little more reading, all the facts will fall into place.

* Find some ways to deal with stress, anxiety, loneliness, and other emotions that lead to binge eating. Seek help from a professional such as a psychotherapist to be able to curb negative emotions that trigger incessant food cravings.

* Make sure to follow the diet plan designed for you. The diet recommended for people who have undergone weight loss surgery includes foods that are low in fat and sugar. Now, if you eat sugar- or fat-rich foods, then expect your weight to increase again.

* Follow an exercise program. Regular exercise can help you maintain a healthy weight. You can do yoga, Pilates, aerobics, walking, jogging, and other physical activities to keep your body and mood in great shape.

* See your doctor. If you notice that you are gaining weight at any point after your surgery, it is best to consult your doctor to determine the reasons for your weight gain. Your weight gain may be due to medical causes such as a disease, and the doctor can help you find solutions to stop the problem. On the other hand, some instances of weight gain after surgery are caused by a patient?s diet or fitness routine. Your doctor can also help you determine those problems and suggest changes or adjustments to your eating habits and regular workouts to stop your weight gain.

Remember, nothing beats a healthy diet and consistent exercise regime to make sure that you maintain an ideal healthy weight years after your gastric bypass surgery. Do not forget to always consult your doctor whenever you encounter health problems. Doing so gives you the peace of mind that you will not have to deal with obesity problems ever again.

Now that wasn’t hard at all, was it? And you’ve earned a wealth of knowledge, just from taking some time to study an expert’s word on Gastric Bypass.

About the Author
By Kenneth Allan Crosby jr,feel free to visit his top ranked recycling site: recycling, tips, history

PostHeaderIcon Types of Federal Grants

This interesting article addresses some of the key issues regarding Federal Grant. A careful reading of this material could make a big difference in how you think about Federal Grant.

Federal grants are financial aids given and authorized by the United States federal government to non-government and non-profit organizations to assist projects and programs for the benefit of the public and the community. There are about 1,000 programs which can be sponsored or subsidized by federal agencies.

Upon getting a federal grant, it is required for the recipient to use the money provided to fulfil the projects they have applied the grant for. The money should be spent on the project and is audited yearly. Upon the completion of the project, the unspent money would be returned to the government.

In certain fields, like in arts or in education, being awarded by a grant is prestigious and highly regarded. The process of application and getting the grant can be lengthy and very difficult since there are a lot of application for federal grants, which is why getting the grant itself can be very important. The good thing about getting a grant is that this would almost definitely assure you and your organization of the completion of the project.

How would you know if your project can be covered or can be granted by federal financial aid? Here are the types of federal grants.

Actually, federal grants can be divided into different categories. Here are the following 20 distinct categories:

? Agriculture
? Arts
? Business and commerce
? Community development
? Disaster prevention and relief
? Education
? Employment
? Labor and training
? Energy
? Environmental quality
? Food and nutrition
? Health
? Housing
? Humanities
? Information and statistics
? Law, justice and legal services
? Natural resources
? Regional development
? Science and technology
? Social services and income security
? Transportation

There are also different types of federal grants based on how you acquired the federal grant: direct and pass through grants.

? Direct grants

Direct federal grants are grants which you can apply directly from the federal government. The good thing about applying directly to the federal government is that there are no middle men. Less people involved means less red tape. You get to apply directly to the program officer overseeing the management of funds. You can directly get straight-forward information from the federal agency about the grant and would be informed about the process and requirements.

Is everything making sense so far? If not, I’m sure that with just a little more reading, all the facts will fall into place.

Bu on the other hand, applying directly means more competition. There are a lot of grant applicants who apply directly to the federal government. Since there are 50 states, think about competing with different organizations from 50 different states . It is also more difficult to get grants through this process.

? Pass-trough grants

Pass through grants are grants won by your state and is passed through to different organizations. But since you only compete with organizations and groups from your state there are higher chances of getting one.

But in terms of amount, is considerably lower that direct grants. The state deducts a certain amount from each federal grant awarded to an organization. This is to cover the administration cost.

Aside from these two main types of grants, grants can also be classified into the following:

? Project grants- this is the most common form of grants. Most of it goes to science and technology, arts, education, social services and health care projects.

? Formula grants- this is a grant as stated by the law and based on the preset standard formula created by the state agency.

? Block grants- these are grants also considered to be formula grants.

? Earmark grants- these federal grants stated in the appropriations made by the Congress. They tend to be very controversial since there would be issues of paid political lobbyists who work to have the grant approved.

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